Term Loan
A funding option for businesses seeking a defined amount of capital with structured repayment.
- Approximate range: roughly $20K–$1M.
- Terms may extend up to about 24 months, depending on approval and fit.
- Often used for equipment, repairs, expansion, payroll timing, inventory, or operating pressure.
Working Capital
Flexible funding for operating needs such as payroll, inventory, repairs, marketing, staffing, equipment, or seasonal pressure.
- Fit is often tied to monthly business revenue and operating history.
- Often suited for businesses operating about 12+ months with steady monthly revenue.
- Designed to support the everyday rhythm of running a business.
Line of Credit
A funding option that may provide access to capital as business needs arise.
- Helpful for uneven cash flow and inventory timing.
- Useful for vendor payments and short-term operating needs.
- Can support seasonal demand and unexpected business expenses.
Ranges and terms shown are general guidance only. Clearwater Capital Co does not publish APRs, factor rates, interest rates, guaranteed terms, or guaranteed approval. This is not a commitment to lend. All funding is subject to approval.